body {
  margin: 0;
	background-color: white;
}

/* font specification */
body,table,tr,td,p,a,div,span,li {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: black;
}	

a, a:visited {
	text-decoration:underline;
	color: black;
}

a:hover, a:active {
	text-decoration:underline;
	color: #8b1c16;
}

.heading1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #4d4d4d;
	font-weight: bold;
}

.heading2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #4d4d4d;
	font-weight: bold;
}

.heading3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #4d4d4d;
	font-weight: bold;
}

.heading4 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #4d4d4d;
	font-weight: bold;
}

.fontSize12 {
  font-size: 12px;
}

.link12, a.link12, a:hover.link12, a:active.link12 {
  font-size: 12px;
	text-decoration: underline;
	color: black;
}

.xx-small {
	font-size:xx-small;
}